10 Simple Ways to Earn Cashback on Almost Everything You Buy

Earning cashback isn't limited to the occasional online purchase. With the right approach, you can earn money back on almost everything you buy. Here are 10 simple ways to do it.

1. Use a Cashback Platform for Every Online Purchase

This is the easiest win. Before buying anything online, spend 5 seconds checking if the store offers cashback on a platform like Voolty. Most major retailers do — and the cashback adds up fast.

2. Pay with a Cashback Credit Card

A cashback credit card earns you 1-5% back on every purchase — online and in-store. Look for cards with bonus categories that match your spending habits (groceries, gas, dining, online shopping).

Pro tip: Use your cashback credit card to pay for purchases you've already routed through a cashback platform. Double dip.

3. Shop During Elevated Cashback Events

Cashback platforms regularly run promotions with higher-than-usual rates. Black Friday, back-to-school season, and platform anniversaries often feature double or triple cashback at popular stores.

4. Stack Cashback with Coupons and Sales

Cashback works on top of sale prices and coupon codes. Buy something on sale, apply a promo code, and earn cashback — all on the same transaction. Three layers of savings.

5. Buy Gift Cards with Cashback

Many platforms offer cashback on gift card purchases. Buy gift cards for stores you regularly shop at and earn cashback on the gift card purchase itself. Then use the gift card normally.

Some stores even offer discounted gift cards (e.g., $50 card for $45), which stacks with the cashback on the purchase.

6. Book Travel Through Cashback

Hotels, flights, car rentals, and vacation packages often have generous cashback rates (3-8% or more). On a $2,000 vacation, that's $60-$160 back — just for booking through a cashback link.

7. Use Cashback for Subscription Services

Software subscriptions, meal kits, streaming services, fitness apps — many of these offer cashback when you sign up through a cashback platform. Some even offer a flat bonus (e.g., "$15 cashback on your first order").

8. Check Cashback Before Buying Electronics

Electronics have some of the highest cashback potential due to high price points. Even a modest 3% cashback on a $1,200 phone is $36 back. Always check before buying tech.

9. Earn Cashback on Groceries

Online grocery delivery services like Instacart, Walmart Grocery, and others frequently appear on cashback platforms. If you already order groceries online, this is effortless savings.

10. Refer Friends

Most cashback platforms have referral programs. On Voolty, you earn a bonus for every friend who signs up and makes a qualifying purchase. It's a one-time effort that pays you for people you'd recommend the platform to anyway.

The Compound Effect

Individually, each of these methods might save you $5-$20 here and there. But combined across all your purchases throughout the year, the savings compound into hundreds of dollars.

The key is consistency. You don't need to use every strategy every time — just build a few of them into your routine and let the savings accumulate automatically.